Dr. Emmanuel Abraham, Board Chairman, holds a Ph.D in Economics. He has been a banker for over fifteen years before getting involved actively in the promotion of knowledge through the establishment of a first-class secondary school, Topfaith International Secondary School, Mkpatak in Akwa Ibom State. He is the Founder and Chairman of the Board of Governors.


Obong Nsima Umoh, Board Vice Chairman, He is the Founder and Chief Executive Officer (CEO) of Pillars of Community Development (PCD). As a seasoned banker for over twenty years, his    core banking areas cover Credits, Treasury, Corporate Finance and Operations. He worked in Union Bank PLC, Commercial Bank (Credit Lyonnais Nigeria) Limited and Universal    Trust Bank. His vision is to provide leadership that will create prosperity and lift more of our people out of poverty; using the vehicle of PCD. He holds a Ph. D in Geography and Environmental Science. He is a Life Fellow: Nigerian Conservation Foundation, Fellow: Nigerian Institute of Management, Fellow: The Certified Pension Institute of Nigeria, Fellow: Chartered Institute of Loans and Risk Management of Nigeria and Fellow: Environmental Management Association of Nigeria

Iquo Udo, Board Member, has been able to switch effortlessly from Infromation Technology to Retail Banking. She has lectured in Enugu State University of Technology before moving to First Bank Nigeria to become the Head, Business Systems Development, Head, Information Technology User Support and then Group Head, Retail Banking. She has an M.Eng in Computer Engineering capped with membership of Chartered Institute of Bankers of Nigeria. She is a Managing Partner of Karner Capital Group Inc, USA. Her pet project is aimed at increasing women’s access to financial services in other to empower them economically.


Alhaji Isa Ahmed, Board Member, has worked with the Civil Service of Plateau State for five years before moving to United Bank for Africa (UBA) where he rose through the ranks to Assistant General Manager. He has a Masters in Public Administration (MPA) from New York University and is particular about financial inclusion. He is board member, Anchor Peension Managers Ltd as well as Chairman or Boards of Directors in Nasarawa Microfinance Bank Ltd and Kursum Ventures Limited.


Mr. Ntekpere Udo, Board Member, began trading in Handkerchiefs with just a dozen, at a capital of 18 Shillings. From this he expanded into other goods and, through sound business acumen and resilience, eventually bloomed into supermarket chains. Today the Ntepps Brand is a household name in choice cities in Nigeria. He is the Managing Director of these chains of stores. He is widely traveled. He is interested in seeing small startups bloom.



Nsima Umoh Jnr., Board member, holds a B.sc. in Accounting from the Covenant University, Otta. He is a member of the Institute of Chartered Accountants of Nigeria (ICAN). He has been a banker for some years before joining Federal Inland Revenue Service as an Assistant Manager. He has attended several training courses and workshops and is currently undergoing an MBA programme in Netherland Business School.